How to Find the Best Insurance Quotes and Pay Less for Car Insurance

How to Find the Best Insurance Quotes and Pay Less for Car Insurance

Do you feel as if you’re getting ripped off by car insurance companies? Well, you’re not alone. Many people constantly complain about the fact that they pay too much for insurance but aren’t aware of the fact that a few simple tricks and asking the right questions could help them pay way less.

Here are a few things that will help you get the best discounts and pay less for car insurance:

1. Don’t insure your car for business purposes. Insure your car for personal purpose or else you will end up with an overpriced insurance premium.

2. Don’t overdo it. Most people decide to insure their cars for anything from flash floods to alien attacks. So before putting your signature on the papers make sure you’re not paying extra for risks and events that have one in a million chances to take place where you live.

3. Is your car safe? It should be if you want cheaper insurance. Safe cars are cheaper to insure because they are less likely to cause accidents and kill or seriously injure their occupants. So if your car has a bunch of airbags, ABS, ESP and so on, make sure you mention it to the insurer.

4. Flawless driving record. Even something as mundane as a speeding ticket can add a few extra dollars to your insurance so make sure you drive carefully and obey speed limits if you want to pay less.

5. Tell agents how expensive their insurance is. Insurance agents will usually give you a discount in order to keep you from becoming a costumer of the competition so make sure you tell them that you’ve found cheaper insurance somewhere else.